The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
Are USDA loans worth the hype?
By Scott Sheldon
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September 24, 2023
The US Department of Agriculture guarantees loans for certain families in certain geographic locations. These loans can be potentially an affordable loan program to help a family who doesn’t have a down payment buy a home in an area considered to be less industrialized a.k.a. agricultural. If you’re looking to get a USDA loan, here…
Read MoreAre there really no houses available for home buying?
By Scott Sheldon
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April 11, 2018
The median house price in Sonoma County recently hit $670,000. If you feel there is simply not enough inventory to choose from you may want to think again. Here is why… First order of business-what does your financial capacity support purchasing? Your buying power is your future. Put another way if your buying power supports…
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