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Sonoma County Mortgages

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Underwriting Guideline Updates

Is The Shutdown Stopping Sonoma County Mortgage Fundings?

October 9, 2013 by Scott Sheldon

The shutdown has spooked many people about whether or not they will be able to secure financing for buying a home or refinancing a mortgage. While these concerns are certainly valid, it’s … [Read More…]

Filed Under: Economic News, Underwriting Guideline Updates

Buying A Sonoma County Fixer? What You'll Need To Be Aware Of

October 6, 2013 by Scott Sheldon

Buying a Sonoma County fixer property?  Be prepared to do some work. What many see as a fantastic fixer-upper property, potential property issues associated with the dwelling could easily derail an appraisal … [Read More…]

Filed Under: Mortgage Tips & Advice, Pre-Approval, Underwriting Guideline Updates

How Divorce Affects Your Ability To Qualify For A Mortgage

June 16, 2013 by Scott Sheldon

Getting a mortgage loan is challenging enough, with strict underwriting, providing detailed explanations, sourcing of monies and debt ratios, adding a divorce into the mix makes things even more technical for the … [Read More…]

Filed Under: Underwriting Guideline Updates Tagged With: buying a house, loan programs, qualifying for a mortgage, sonoma county refinancing

HARP After HAMP: How To Refinance After A Recent Loan Modification

June 9, 2013 by Scott Sheldon

Homeowners who went through difficult financial times in recent years, actually can still refinance their homes so long as their situations have changed for the better.  Many banks offered loan modifications to … [Read More…]

Filed Under: Loan Programs, Mortgage Tips & Advice, Underwriting Guideline Updates Tagged With: BAD CREDIT MORTGAGE, Harp 2 Refinance Program, mortgage comparison shopping, sonoma county refinancing

Will "Qualified Mortgages" Help Consumers?

January 13, 2013 by Scott Sheldon

On January 10, 2013, the Consumer Financial Protection Bureau unveiled new rules to help protect consumers from unscrupulous mortgage lending. These rules implement underwriting criteria what constitutes a “qualified mortgage”.  As long … [Read More…]

Filed Under: Economic News, First Time Home Buyers, Jumbo Loans, Loan Programs, Underwriting Guideline Updates Tagged With: BAD CREDIT MORTGAGE, buying a house, Harp 2 Refinance Program, home loan refinance, mortgage lender, qualifying for a mortgage, sonoma county refinancing

HARP 2.0 Refinance: Get The "Real" Scoop

July 14, 2012 by Scott Sheldon

If you live in or own real estate in Sonoma County and need to refinance, the Harp 2.0 Refinance Program could be just the ticket to successfully reducing your interest rate and … [Read More…]

Filed Under: Loan Qualifying, Mortgage Tips & Advice, Underwriting Guideline Updates Tagged With: Fannie Mae Freddie Mac refinance, Harp 2 Refinance Program, how to refinance my house if I'm underwater, making homes affordable refinance program, no loan to value refinance, upside down refinance loan

The Top 3 Home Buying Mistakes Buyers & Realtors Make When Securing A Mortgage

July 10, 2012 by Scott Sheldon

Purchasing a house is one thing, successfully closing escrow on a purchase mortgage loan is something else entirely. The top three mistakes home buyers and real estate agents make has nothing to … [Read More…]

Filed Under: Mortgage Tips & Advice, Underwriting Guideline Updates

FHA Streamline Refinances: HUD Reduces Monthly Mortgage Insurance!

June 15, 2012 by Scott Sheldon

“FHA ANNOUNCES PRICE CUTS TO ENCOURAGE STREAMLINE REFINANCING Millions of FHA borrowers could save average of $3,000 a year WASHINGTON – Today, Acting Federal Housing (FHA) Commissioner Carol Galante announced significant price … [Read More…]

Filed Under: Economic News, Mortgage Tips & Advice, Underwriting Guideline Updates

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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