The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Low Mortgage Rates: The Debt Ceiling's Influence

By Scott Sheldon / August 3, 2011

The Debt Ceiling has resulted in low mortgage rates, get a rate quote today. For the last few weeks the Debt Ceiling news has rattled the financial markets causing the stock market to sell off. This ebb and flow of money has caused that money to flow into the bond market driving yields on bonds…

Current Mortgage Rates For Santa Rosa

By Scott Sheldon / May 14, 2011

Since the death of Bin Laden, current mortgage rates for Santa Rosa remain under 4.75%! For the last two weeks we have had a rally in current mortgage rates and you can now lock in the best mortgage since middle of 2010. Consumers are feeling stronger about the economy by pouring their money into the…

"Bank Mortgage Rates" Petaluma

By Scott Sheldon / December 12, 2010

Bank mortgage rates in Petaluma are available directly from local Petaluma lenders. In the last couple of weeks 30 years mortgage rates have risen due to the Federal Reserve’s activity in buying bonds. Most borrowers today searching for bank loans are still focused on attaining the best 30 year fixed mortgage rate. While the market…