There seems to be an ongoing stigma attached to FHA loans in the local Santa Rosa Sonoma County marketplace. The trend is that FHA loans are difficult to get because of specific property standards. Almost all the time, the property qualifies or the property has some small minor repairs that could easily be fixed prior…
Congratulations your offer has been accepted and you are now officially “in contract.” Within the next 30 days you will have your keys to your home and your Santa Rosa Mortgage will be in place. That’s down the road, right now there’s several things we need to be focused on to avoid a course correction…
The Sonoma County Market is presenting opportunity for those seeking to purchase real estate. For everyone purchasing property with financing listen up because this pertains to you! If you are seeking a mortgage loan and live in Santa Rosa, Petaluma, Windsor, Healdsburg, or even Sebastopol.. remember a preapproval letter is what you will need to…
Everyone hates paying property taxes. Property taxes are due twice a year on April 10 and on December 10. So if you have a mortgage in place already or are thinking about getting one, consider getting an escrow account set up a monthly basis. This will help you secure the best possible interest rate. Escrow…
Getting a Sonoma County Mortgage Loan requires careful consideration of not only the costs involved, but where you go to actually obtain financing. When people think of a mortgage they usually think of their local bank or a mortgage broker. Independent direct lenders are often lumped together with brokers because each is a paid to…
Everyone knows our economy right now is unstable. The big question on everybody’s mind is can mortgage rates get any lower? My answer is no. I don’t see how interest rates can get any lower because of the simple fact that banks are not making money right now and they have not been making money…
Searching for a competitive mortgage rate and terms can certainly be challenging in today’s lending world. Mortgage rates are presently at historic lows and there is even greater opportunity to aggressively pay down your mortgage balance. So where do you go to secure the best possible interest rate on that new mortgage loan? Well…banks create…
Consumers looking for mortgage loans in Santa Rosa Sonoma County CA should know mortgage rates are always quoted and are never guaranteed until the loan is locked in. Every loan program, interest rate and or points are only quotes until an appraisal is not only ordered, but received with a full valuation. For people who…