The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

The Things You Need To Buy A Home Beyond Your Income

By Scott Sheldon / March 15, 2015

Buying a home? You will need need patience, resilience to rejection, and sound financial planning, if are serious about pulling it off. Your income is important, but the rest of your financials need to be in order as well. What you’ll need… You need not earn gobs of money to be successful in purchasing a…

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Scott Sheldon's The Mortgage FIles Blog

See What An FHA Pre-approval Is All About

By Scott Sheldon / February 27, 2011

Folks seeking FHA Pre-Approvals Sonoma County will be paying more post April 18, 2011. The monthly mortgage insurance premiums are in fact being increased by a .25% on 30 year and 15 year fixed-rate mortgages beginning on April 18, 2011. For Sonoma County first-time home buyers and folks seeking FHA Pre-Approvals Sonoma County this represents…

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