The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
Understanding the VA Tidewater Initiative for Homebuyers and Refinancers
By Scott Sheldon
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July 3, 2025
The VA Tidewater Initiative is a unique safeguard within the VA loan appraisal process, designed to protect veterans and active-duty service members from overpaying for a home. Whether you’re purchasing or refinancing, understanding how this process works can be crucial in navigating potential appraisal challenges. What Is the VA Tidewater Initiative? The Tidewater Initiative is…
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