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Sonoma County Mortgages

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Why you might want to consider a DSCR loan to buy a rental property

January 22, 2023 by Scott Sheldon

how DSCR Loan work to buy rental homes

What is a DSCR loan and how can this type of financing help you purchase a rental property portfolio? In Q3 2022, the DSCR loan emerged as a viable option for investors … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA Loans, home loan refinance, how to buy sonoma county real estate, qualify for a mortgage, qualifying for a mortgage, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Freddie Mac changes to accessory dwelling units

June 13, 2022 by Scott Sheldon

Freddie Mac changes to accessory dwelling units

On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single-family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re looking … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home buying, Low Rates, mortgage comparison shopping, preapproval to buy a home, Sonoma County Mortgage Rates

What type of mortgage lender are you looking for?

February 13, 2022 by Scott Sheldon

What type of mortgage lender are you looking for?

Not all mortgage companies are the same. What type of lender or mortgage professional you work with can make the difference between you being successful in your home-buying endeavor or not. You … [Read More…]

Filed Under: Uncategorized Tagged With: get a low pmi factor when home buying, getting preapproved, How to get preapproved, loan programs, low pmi, Low Rates, purchase real estate, qualify for a mortgage, Remove Pmi, Santa Rosa mortgages, Sonoma County Mortgage Rates

You can now cash out refinance 100% known to value with VA financing

January 16, 2022 by Scott Sheldon

You can now cash out refinance 100% known to value with VA financing

For borrowers who are military veterans, the change to VA loans that recently have taken place can be immensely beneficial. If you have a VA mortgage on your house, and if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: FHA home loans, FHA Loans, home buying, mortgage lender, Santa Rosa mortgage, Sonoma County Mortgage Rates

Are you Self employed having a tough time getting a mortgage?

January 1, 2022 by Scott Sheldon

self employed mortgage challenges

Are you self-employed in having a tough time getting a mortgage? Here’s what you need to know… When it comes to being self-employed one of the biggest challenges that you’re going to … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, home buying, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

How changing your preapproved amount may affect your home buying chances

December 26, 2021 by Scott Sheldon

How changing your preapproved amount may affect your home buying chances

So, you’re looking to purchase a house, you’re preapproved, and you’re on the home search. You and your realtor are going out on nights and weekends looking at homes and deciding if … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, best mortgage, CA home buying, FHA Loans, FHA mortgage, home buying, mortgage comparison shopping, mortgage lender, mortgage rate quote, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

3 creative ways to come up with a down payment

December 19, 2021 by Scott Sheldon

3 creative ways to come up with a down payment

Purchasing a house is no easy feat. One of the major elements you need to have to purchase a house is to have a good down payment. This will afford your the … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, CA home buying, conventional loans, conventional mortgages, FHA, FHA home loans, Sonoma County Mortgage Rates, va home buying

Don’t be an “I don’t want to waste your time” mortgage consumer

November 3, 2021 by Scott Sheldon

Don't be an "I don't want to waste your time" mortgage consumer

Mortgage companies must look at the overall picture in helping you qualify to purchase or refinance a home. If you think you might not qualify or there’s something in your financial picture, … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, home loan refinance, Mortgage company, mortgage comparison shopping, Sonoma County Mortgage Rates

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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