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  • Scott Sheldon
    • Scott Sheldon
      Senior Loan Officer
      NMLS ID# 287389
      Direct: 707 217-4000
      Scott.Sheldon@nafinc.com
      Specializing in Residential Home Loans for Primary Residences, Second Homes, Investment Properties, Single Family Homes, Condos, PUDs, 1-4 Units.

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Here is one surefire way of making the mortgage loan process more of a hassle

December 8, 2019 by Scott Sheldon

Here is one surefire way of making a mortgage process more of a hassle than it otherwise needs to be

When you’re refinancing or purchasing a home. There is going to be inevitable paperwork that the mortgage company is going to require. If you plan on seeking a mortgage anytime soon, please … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, First Time Home Buyers Tagged With: qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

What to expect with mortgage rates over the next few months

November 17, 2019 by Scott Sheldon

What to expect with mortgage rates over the next few months

If you’ve been waiting to pull the trigger on a new house purchase or a refinance and you’re waiting for an interest rate you may get your wish over the course of … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying your first home, preapproval to buy a home, refinance, sonoma county home buying, Sonoma County Mortgage Rates

Should you Cash out refinance and remodel or buy another property?

November 10, 2019 by Scott Sheldon

should you cash out refinance or buy a new home

Homeowners who have outgrown their houses may be considering the possibility of buying another property or just staying put and remodeling the one they already have. Here are some things to consider … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News Tagged With: BAD CREDIT MORTGAGE, buying a house, cash out refinance, home buying, home loan refinance, sonoma county home buying, Sonoma County Mortgage Rates

No more VA Loan Limits in January 2020!

October 27, 2019 by Scott Sheldon

HR 299 is a new VA Bill recently signed by the president that makes some big changes to VA financing. If you’re thinking about buying a house and you’re an eligible VA … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying your first home, home buying, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, VA, va home buying, VA IRRL

Here is what to expect about today’s mortgage loan process

October 6, 2019 by Scott Sheldon

Here is what to expect about today's mortgage loan process

Mortgage loan financing is a little bit of a cryptic process to some people. Talk to your friend your neighbor your parent and everyone will have their story about what their individual … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Interest Rates Tagged With: loan process, mortgage comparison shopping, preapproval to buy a home, refinancing my mortgage, Sonoma County home loans, Sonoma County Mortgage Rates

Could the 30 year fixed mortgage get to 3%?

August 25, 2019 by Scott Sheldon

why waiting for lower rates is a bad idea

Interest rates right now are very close to their all-time historical lows. We’ve seen this a few times before. Here’s what you need to consider when getting what you perceive as the … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying a home, home loan refinance, how to buy sonoma county real estate, Low Rates, mortgage lender, mortgage rate quote, Santa Rosa mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

How the mortgage process could get ugly if you have a difficult picture

August 11, 2019 by Scott Sheldon

should you cash out refinance or buy a new home

Residential Mortgages in America today are designed for families to fit a box. If your financial profile in anyway is outside of that box, you might experience what otherwise might be a … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers Tagged With: mortgage comparison shopping, refinancing my mortgage, Santa Rosa mortgages, Sonoma County Mortgage Rates, sonoma county refinancing

Should you go FHA or conventional for purchasing your first home?

August 4, 2019 by Scott Sheldon

Should you go FHA or conventional for purchasing your first home?

Buying your first home should be handled with extreme care including selecting which mortgage loan program makes the most financial sense. Following is what you ought to consider when looking at both … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, Interest Rates Tagged With: fha first time buyer with 3.5% down, preapproval to buy a home, refinancing my mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, Sonoma County Mortgage Rates

How to handle a lower home value when refinancing your mortgage

July 21, 2019 by Scott Sheldon

how to refinance with a lower appraised value

When you apply to refinance your house one of the risks you inevitable agree to is your application is subject to a loan to value. Here is how to handle a situation … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News Tagged With: appraisal to refinance, mortgage rate quote, refinancing, refinancing my mortgage, Santa Rosa mortgage, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

The number one mistake you don’t want to make when getting a mortgage

July 7, 2019 by Scott Sheldon

How your mortgage payment relates to purchase price

It may seem for some families like purchasing a refinancing a house is an endless amount of paperwork. To most people the mortgage process probably is that complex. Here’s what you need … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers Tagged With: buying a house, preapproval to buy a home, Sonoma County Mortgage Rates

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day.

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