6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful planning … [Read More…]
What you need to know about private mortgage insurance
If you’re purchasing or refinancing a house with less than 20% Equity. You’re going to be subject to having PMI. Here’s what you need to know regarding private mortgage insurance with regards … [Read More…]
Watch out for these two sneaky mortgage practices
It’s no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market continues to contract banks are coming up with innovative ways to elicit … [Read More…]
5 reasons you will not be able to buy a house in Sonoma county
The Sonoma County housing market has an average housing price at 648,000. Housing prices in Sonoma County are indeed expensive. Following is what you need to know if you plan to buy … [Read More…]
Are there really no houses available for home buying?
The median house price in Sonoma County recently hit $670,000. If you feel there is simply not enough inventory to choose from you may want to think again. Here is why… First … [Read More…]
How to balance a budget with a mortgage
Balancing a mortgage payment with other monthly liabilities in your life can be a balancing act. Here’s some tips to follow when trying to juggle liabilities, while still being able to … [Read More…]
How a recast mortgage will benefit you as a consumer
Deciding which mortgage company to handle your financing can often be a tedious process requiring hours of time, comparing various rates, fees, terms experience and quality of the person that you’re working … [Read More…]
Did you know the credit score you need to get a mortgage is less than 600?
The credit score to get a mortgage to buy a house is a lot less than you think. Here’s what the magic credit score is and what options you have available if … [Read More…]
New tax bill 2018- why people should refinance their equity lines and second mortgages
The new 2017 tax plan is spelling unwelcome news for mortgage borrowers who hold home equity lines of credit. Here is what to know if you have a home equity line of … [Read More…]
Why the credit score you think you have might not be correct for a mortgage
Consumers thinking about getting a mortgage should know where they stand. Here is what you might not know about your credit score when it comes to applying for a mortgage. The truth … [Read More…]
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