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Sonoma County Mortgages

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Sonoma County Mortgage Rates

Why failing banks is good news for mortgage rates

May 22, 2023 by Scott Sheldon

why failing banks is good new for mortgage rates

In the last few weeks, a handful of big banks have failed including Silicon Valley bank signature bank, and now First Republic Bank. While this is not a repeat of 2008, it … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, cash out refinance, conventional mortgages, FHA Loans, Harp 2 Refinance Program, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, preapproval to buy a home, Sonoma County Mortgage Rates

What the bank or credit union may not be telling about their juicy mortgage offer

May 14, 2023 by Scott Sheldon

What the bank or credit union may not be telling about their juicy mortgage offer

You just went into a contract to buy a home, and now it’s time to get a mortgage loan to close escrow. If you decide to ask your local credit union or … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, cash out refinance, conventional mortgages, home buying in Sonoma County, home loan refinance, Low Rates, mortgage comparison shopping, mortgage rate quote, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

How your interest free consumer debt may be keeping you from buying a home

April 14, 2023 by Scott Sheldon

How your interest free consumer debt may be keeping you from buying a home

If you’re thinking about purchasing a home and you’re carrying any consumer debt, such as installment loans, personal loans, or even low-rate credit cards. These things could adversely affect your ability to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

5 ways you will not get a home loan to buy a home

February 26, 2023 by Scott Sheldon

5 ways ypu will not get a home loan

Most people given a choice would desire to purchase a home, arguably, given their financial situation, and their ability to handle a monthly housing payment. Oddly enough, there are times from a … [Read More…]

Filed Under: First Time Home Buyers, Uncategorized Tagged With: buying a house, conventional mortgages, FHA home loans, home buying, home buying in Sonoma County, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Is a down payment assistance loan to buy a home a good idea?

February 12, 2023 by Scott Sheldon

is a down payment assistance loan a good idea?

For those looking to purchase real estate particularly first-time home buyers, the notion of a down payment assistance loan where you need very little or no money to close escrow could be … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a house, down payment, down payment assistance, FHA Loans, home buying, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

What’s the magic interest rate to refinance your mortgage?

February 5, 2023 by Scott Sheldon

interest rate to refinance my mortgage

For consumers who purchased their homes or took out any kind of residential mortgage loan in 2022 the future prospect of refinancing can seem very attractive. Here are some things you might … [Read More…]

Filed Under: Uncategorized Tagged With: appraisal to refinance, cash out refinance, how to refinance my mortgage, mortgage comparison shopping, mortgage lender, mortgage rate quote, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Why you might want to consider a DSCR loan to buy a rental property

January 22, 2023 by Scott Sheldon

how DSCR Loan work to buy rental homes

What is a DSCR loan and how can this type of financing help you purchase a rental property portfolio? In Q3 2022, the DSCR loan emerged as a viable option for investors … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA Loans, home loan refinance, how to buy sonoma county real estate, qualify for a mortgage, qualifying for a mortgage, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Freddie Mac changes to accessory dwelling units

June 13, 2022 by Scott Sheldon

Freddie Mac changes to accessory dwelling units

On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single-family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re looking … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home buying, Low Rates, mortgage comparison shopping, preapproval to buy a home, Sonoma County Mortgage Rates

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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