It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price … [Read More…]
sonoma county home buying
What the Federal Reserve rate increase means
The Federal Reserve increased the Fed funds rate 25 points in an effort to slow down the highest inflation seen in 30 years. As a result, here’s what this means for interest … [Read More…]
Why not all first time homebuyer programs are created equal
If you are just starting off in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and … [Read More…]
You can refinance with up to 65% debt to income ratio
For many people looking to save money. Refinancing can prove to be a very financially beneficial outlet. If you’ve tried to qualify for a mortgage before in the past or have had … [Read More…]
Signs you’re not ready to buy a house
Everyone wants to purchase a house and buying home is considered the American dream. However, not everyone is ready to buy a house and here are some things you might want to … [Read More…]
How to get a first time home buyer program
Buying your first home requires careful consideration of your cash, credit, and income. A first-time homebuyer is anyone who has not owned a house or any real estate in the last 2 … [Read More…]
Your choices if you’re self employed and you don’t show enough income for a mortgage
Mortgage companies use your net income from your tax returns to qualify you. The excuse my accountant won’t let me do that, or I have to pay more taxes is incongruent with … [Read More…]
Why most financial experts get mortgages wrong
There’s so much financial misinformation online it’s inundating. Here are some things the experts say as it relates to housing and mortgages for you to consider when trying to get financially ahead… … [Read More…]
