Buying your first home requires careful consideration of your cash, credit, and income. A first-time homebuyer is anyone who has not owned a house or any real estate in the last 2 … [Read More…]
sonoma county home buying
Your choices if you’re self employed and you don’t show enough income for a mortgage
Mortgage companies use your net income from your tax returns to qualify you. The excuse my accountant won’t let me do that, or I have to pay more taxes is incongruent with … [Read More…]
Why most financial experts get mortgages wrong
There’s so much financial misinformation online it’s inundating. Here are some things the experts say as it relates to housing and mortgages for you to consider when trying to get financially ahead… … [Read More…]
Borrowing a down payment to buy a home? Watch our for these two retirement accounts
One of the best things you can do to proactively position you and your family to buy a home is to borrow money from your 401K after all, it’s your money. If … [Read More…]
Looking to buy a house the summer? You’ll need a down payment
As interest rates still remain low many people who have been on the sidelines about buying a house are now coming out of the woodwork. Maybe they’re buying a first home or … [Read More…]
Should you buy a house or keep saving? The answer might surprise you
In order to buy a house successfully unless you’re a military veteran using VA financing you absolutely need a down payment. Down payment assistance programs, no money down programs that do exist … [Read More…]
What’s happening with home appraisals
When you go to purchase or refinance a home you need to get an appraisal. More often than not you usually will be based on the type of transaction that you’re doing. … [Read More…]
How to spruce up your offer to buy a home
Let’s say if you are in the market to be buying a home in the current environment here some things you might want to be aware of with regards to acting on … [Read More…]
