The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

Why FHA Streamline Refinancing Is Over

By Scott Sheldon / October 14, 2012

Anyone who has purchased a home in Sonoma County with an FHA Loan has probably thought about refinancing with today’s incredibly low mortgage rates. One of the main advantages of refinancing under the FHA is the ability to take part in their Streamline Refinance Program. In a nutshell, the program allows those who have a…

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Scott Sheldon's The Mortgage FIles Blog

Understanding FHA Home Loans

By Scott Sheldon / November 13, 2010

The two types of loans offered by a local mortgage lenders are conventional loans and FHA Home Loans. We are going to be discussing FHA insured loans and some of the changes the Federal housing finance agency has put into place for local lender financing. As a local Santa Rosa mortgage lender, I can offer…

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