The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

How to Get Pre-Approved for a Mortgage Without a Hard Credit Check

How to Get Pre-Approved for a Mortgage Without a Hard Credit Check

By Scott Sheldon / July 9, 2024

How to Get Pre-Approved for a Mortgage Without a Hard Credit Check In the quest for homeownership, getting pre-approved for a mortgage is a crucial step. Most mortgage companies require a hard credit check during this process, which can sometimes negatively impact your credit scores. You’ve probably seen warnings about this online. However, there are…

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