The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
Reverse Mortgages: When They Make Sense—and the Risks You Need to Know
By Scott Sheldon
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December 17, 2025
For many retirees, the majority of their wealth is tied up in their home. Over time, that house becomes more than a place to live—it becomes a significant financial asset. A reverse mortgage offers a way to turn part of that home equity into usable funds without selling the property or taking on new monthly…
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