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Tax return losses may hurt your mortgage chances

May 23, 2017 by Scott Sheldon

Tax Forms and Tax Losses

Qualifying for a mortgage involves: an acceptable credit score, sufficient assets and stable income. These are to show you can support a mortgage payment, plus other liabilities. You must have a balance … [Read More…]

Filed Under: First Time Home Buyers, Loan Qualifying, Mortgage Tips & Advice, Pre-Approval, Purchase Mortgage Loans Questions and Answers, Refinance Loans Questions and Answers, Uncategorized Tagged With: buying a home, buying your first home, CA home buying, cash out refinance, Conventional, conventional loans, conventional mortgages, FHA, FHA home loans, FHA Loans, FHA mortgages, FHA refinancing, firs time home buyers, home loan refinance, No Cash Out Refinance, Santa Rosa refinancing, Tax, tax returns, Taxes

Refinancing? What To Expect If You’re Rusty On The Financials

June 25, 2015 by Scott Sheldon

Refinancing? What To Expect If You’re Rusty On The Financials

Homeowners who have not taken out a mortgage in a few years are often astonished at the amount of paperwork they’ll need in the mortgage loan process. If you have not refinanced … [Read More…]

Filed Under: Mortgage Tips & Advice Tagged With: documentation needed for refinancing, home loan process, how to refinance my home paperwork, refinance, Santa Rosa refinancing, sonoma county refinancing

How Financial Inconsistencies Could Affect Your Credit When Applying For A Mortgage

June 19, 2015 by Scott Sheldon

when is the right time to buy a home

The information you submit on your mortgage loan application should be incredibly accurate. This includes submitting full legal names and addresses as accurately as possible. Here’s why… Submitting a Loan Application When … [Read More…]

Filed Under: Credit Score Info Tagged With: ccredit inaccuracies applying for a mortgage, credit for mortgage, how many credit scores for home loan, Santa Rosa refinancing, Sonoma County mortgage loan credit scores

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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