Consumers securing mortgage loan financing today at times might be frustrated with the amount of paperwork needed to get their mortgage application signed off. As a result, you must meet ATR which … [Read More…]
Santa Rosa mortgages
The 3 most common mortgage loan types
Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros … [Read More…]
The number one reason why you shouldn’t buy a home
Buying a home is a balancing act between a mortgage payment in relation to present and future expenses. One of the biggest challenges people have when buying a house is being able … [Read More…]
How a homeowners association payment can change your borrowing power
A homeowners association payment can change your borrowing power. Here’s what you might want to think about when deciding to buy a home with a home owner’s association… A homeowners association payment … [Read More…]
How to decide the right time to buy a home
One of the challenges people have when deciding to purchase a house is trying to pinpoint the right time to make the move. Everyone is in a different stage of life and … [Read More…]
Common reasons buyers give to not buy a home
How can you determine what is the right house, the right area the right location, and the right house for you and your family? Here are tips to consider as you’re out … [Read More…]
The catch with today’s low-interest-rate environment
If you’re getting a mortgage or thinking about getting any type of mortgage loan financing and you’re looking at interest rates for 30-year mortgages in the mid to s for example here’s … [Read More…]
Types of mortgages that may cost more
It’s no surprise 30-year mortgage rates today are under 3% with good credit, good equity, and good income. What you might not know is that not all loan situations are considered equal. … [Read More…]
