The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Why Refinancing May Still Make Sense Even If You Plan To Sell In A Few Years

Why Refinancing May Still Make Sense Even If You Plan To Sell In A Few Years

By Scott Sheldon / July 3, 2015

Refinancing could still make sense even if you plan to sell the home down the road. Here are several reasons to consider refinancing anyway. Financial Circumstances Can Change Let’s say you plan to sell your house in five to seven years. No matter how well you plan for the future financially, things happen. Job loss,…

Read More
Scott Sheldon's The Mortgage FIles Blog

Current Mortgage Rates For Santa Rosa

By Scott Sheldon / May 14, 2011

Since the death of Bin Laden, current mortgage rates for Santa Rosa remain under 4.75%! For the last two weeks we have had a rally in current mortgage rates and you can now lock in the best mortgage since middle of 2010. Consumers are feeling stronger about the economy by pouring their money into the…

Read More