The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Illustration showing a split scene of a rental apartment on one side and a house for sale on the other, representing the choice between renting and buyin

When to Rent Instead of Buy: Key Situations Where Renting Makes More Sense

By Scott Sheldon / November 4, 2025

Buying a home is often described as the ultimate step toward financial independence, but it isn’t always the best move for everyone. In some cases, renting provides more flexibility, better cash flow, and less stress than taking on a mortgage. Knowing when to rent instead of buy can save you money and help you stay…

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You just got notice to vacate, should you buy a house or continue to rent?

You just got notice to vacate, should you buy a house or continue to rent?

By Scott Sheldon / July 3, 2022

If you are presently renting and you received notification that your lease is no longer going to be renewed. Do you buy a new house to live in or continue renting? Here are some things to consider as it relates to deciding what you and your family should do big picture. Buying a house might…

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