The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Can You Use Section 8 Vouchers to Buy a Home? Yes — Here's How

Can You Use Section 8 Vouchers to Buy a Home? Yes — Here’s How

By Scott Sheldon / October 2, 2025

If you’re receiving Section 8 housing assistance and think that owning a home is out of reach—you’re not alone. Many first-time homebuyers don’t realize that you can actually use your housing voucher as income to qualify for a mortgage. Yes, really. In fact, if you’re receiving consistent Housing Assistance Payments (HAP) and you’re part of…

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