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Sonoma County Mortgages

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preapproval to buy a home

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

January 29, 2023 by Scott Sheldon

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

FHA loans which are loans ensured by the federal housing administration oftentimes have gotten a bad rap, for the costs associated with them as well as the types of properties that will … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, FHA home loans, FHA Loans, FHA mortgage, get a home loan with 3.5 % down, home buying, home buying in Sonoma County, how fha loan to buy a home, how to buy sonoma county real estate, mortgage lender, mortgage payment, preapproval to buy a home, Santa Rosa mortgages

How a future recession may impact your plan to buy a home

November 20, 2022 by Scott Sheldon

how a recession could impact your home buying

If you’ve been thinking about purchasing a home and you’ve been on the fence because of economic conditions. The following information could assist you in helping to determine when and/or if you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, conventional mortgages, home buying in Sonoma County, home loan refinance, mortgage comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

Why are current mortgage rates so high?

November 6, 2022 by Scott Sheldon

Why are current mortgage rates so high?

People who are thinking about getting a mortgage to buy or refinance a home are having shell shock relating to the costs associated with doing a mortgage transaction. It’s not as simple … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, Buyer risk, buying a house, buying your first home, Current market, first time buyer, home buying, how to buy sonoma county real estate, mortgage comparison shopping, preapproval to buy a home

Ways to handle a mortgage payment when buying a home

September 11, 2022 by sonomacountym

Ways to handle a mortgage payment when buying a home

Consumers who are preapproved and looking to buy a home are sometimes getting shell shock as relates to the mortgage payment. The rate, the purchase price, and the cash-to-close may change the … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping, preapproval to buy a home

Should you buy a house or wait for the market to improve?

July 31, 2022 by Scott Sheldon

Should you buy a house or wait for the market to improve?

One of the biggest challenges is trying to pinpoint the right time to buy a home. Interest rates are in flux and housing prices are high in most markets. So, how do … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home loan refinance, Low Rates, preapproval to buy a home, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying

Freddie Mac changes to accessory dwelling units

June 13, 2022 by Scott Sheldon

Freddie Mac changes to accessory dwelling units

On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single-family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re looking … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home buying, Low Rates, mortgage comparison shopping, preapproval to buy a home, Sonoma County Mortgage Rates

What’s going to happen with interest rates in 2022

January 2, 2022 by Scott Sheldon

What's going to happen with interest rates in 2022

One of the big questions on the minds of consumers looking to purchase or refinance a home is what’s going to happen with interest rates in 2022. Interest rates, while they remain … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, compare mortgage rates Santa Rosa, conventional loans, conventional mortgages, FHA Loans, high interest rates, home buying in Sonoma County, mortgage rate quote, preapproval to buy a home

Are you Self employed having a tough time getting a mortgage?

January 1, 2022 by Scott Sheldon

self employed mortgage challenges

Are you self-employed in having a tough time getting a mortgage? Here’s what you need to know… When it comes to being self-employed one of the biggest challenges that you’re going to … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, home buying, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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