When begin talking to lender about getting preapproved, you’re going to go through tons of emotions including the ultimate deciding factor whether you should buy a home or stay put. Here are … [Read More…]
The number one factor that can drive your mortgage cost up (hint not credit)
Purchasing or refinancing a home requires a certain degree of time, commitment and paperwork. Here is one factor that can make your mortgage more expensive … The simple answer is time. Time … [Read More…]
3 reasons you should not buy a home
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two … [Read More…]
3 quirky issues that will hurt your mortgage
Getting a mortgage loan in 2018 is still a very bureaucratic and compliant process. People getting mortgages today are still paying for the sins of borrowers’ past. Here are some things to … [Read More…]
How 1031 tax-deferred exchanges work
A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is a deferment where you’re kicking the … [Read More…]
How to transfer property to family and still be protected under Prop 13
Proposition 13 was enacted in 1978 by voters to limit the amount of property-taxes the homeowner pays. Prop 13 protect your property taxes from increasing by more than 2% per year. It … [Read More…]
5 credit mistakes to avoid when getting a mortgage
You need to be on top of your game when getting a home loan. Your credit score is an integral part of being able to purchase a house or refinance a house. … [Read More…]
These little lending nuances may help you land a mortgage
Getting a mortgage in 2018 there is a bureaucratic and compliant process with a significant amount of paperwork involved. Following is some tips on various loan programs available in the marketplace you … [Read More…]
6 people whose mortgage and housing advice ought to be taken with a grain of salt
6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful planning … [Read More…]
Watch out for these two sneaky mortgage practices
It’s no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market continues to contract banks are coming up with innovative ways to elicit … [Read More…]
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