The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Why there are no “Maybe Loans” in today’s lending world

By Scott Sheldon / April 3, 2017

Are you trying to qualify for mortgage financing? Giving a “scenario” to a lender without actually providing thorough financials and pulling credit is a recipe for disappointment. Here is what you really need to know about today’s lending world to make sure you get real information. Today’s mortgage world is a very compliant and bureaucratic…

Use A Local Petaluma Lender

By Scott Sheldon / April 9, 2011

Use a local Petaluma Lender to obtain a purchase home loan or a refinance home loan. A Sonoma County mortgage company will have one of the three types of representatives to assist you and helping you obtain a home loan. The first one will be local Petaluma Lender. This will usually be somebody who works…