The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

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Why Buying a Home Without Your Significant Other Might Hurt More Than It Helps

By Scott Sheldon / July 24, 2025

If you’re a homebuyer—or a first-time homebuyer—making strong income and thinking about purchasing a home on your own without your significant other on the loan, I want to offer some perspective before you pull the trigger. It’s a common thought process:“I’ll buy the home in just my name, and that way my partner can still…

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