The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
Should You Lock or Float Your Mortgage Rate? Here’s What to Consider
By Scott Sheldon
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December 11, 2024
When you apply for a mortgage, one of the key decisions you’ll need to make is whether to lock in your interest rate or let it “float.” This choice can impact your monthly payment and your overall financial comfort, so let’s explore both options to help you decide. What Does It Mean to Lock Your…
Read MoreWhy Mortgage Loans Can Feel Like a Hassle
By Scott Sheldon
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October 15, 2024
One of the biggest complaints consumers have had in the last ten years about getting a residential home loan is the continual jumping through hoops and requests for documents and paperwork. For some, this can be quite inconvenient, borderline stressful, and can really test one’s patience, especially when dealing with something tedious, unfamiliar, and sometimes…
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