The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

What Income Do You Need to Buy a Home in Sonoma County in 2026?

By Scott Sheldon / May 13, 2026

Let’s walk through this in a real, practical way—because the question isn’t just “can you buy?” It’s “can you buy comfortably?” In Sonoma County, that answer depends on three key things: Home pricesInterest ratesYour debt and lifestyle Right now, the market is more balanced than it’s been in years. Homes are sitting longer, and buyers…