Sonoma County Mortgages

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now
  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • Scott Sheldon
    • Scott Sheldon
      Senior Loan Officer
      NMLS ID# 287389
      Direct: 707 217-4000
      Scott.Sheldon@nafinc.com
      Specializing in Residential Home Loans for Primary Residences, Second Homes, Investment Properties, Single Family Homes, Condos, PUDs, 1-4 Units.

Get Your Latest Rate Quote Now!

Mortgages: why you need to read the fine print

May 5, 2019 by Scott Sheldon

How energy independence home improvement loans may affect your mortgage

Every consumer wants to get a fair and reasonable deal on the cost of borrowing funds refinance your home or purchase a home. However, what many people get fooled into is believing … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: BAD CREDIT MORTGAGE, cash out refinance, FHA Loans, home buying, mortgage loan comparison shopping, refinancing, Santa Rosa mortgages, shopping mortgage rates, sonoma county refinancing

Why Sonoma County Housing Prices will continue to rise

October 22, 2017 by sonomacountym

4 common home buyer mistakes to avoid

Sonoma county housing was already limited prior to the Tubs and Nuns fires. This year has shown a scenario more reflective of large demand with little supply. This economic shift has created … [Read More…]

Filed Under: Uncategorized Tagged With: home buying, how to buy sonoma county real estate, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

How to get a mortgage with a credit score under 620

July 22, 2017 by Scott Sheldon

Why you shouldn't be solely focused on credit when it comes to getting a mortgage

Here is what most banks and mortgage companies will not tell you. If you have a bad credit score they don’t want your business. It’s the truth. Every financial institution wants borrowers … [Read More…]

Filed Under: Interest Rates, Mortgage Shopping, Mortgage Tips & Advice, Uncategorized Tagged With: credit scores, mortgage comparison shopping, mortgage lender, mortgage loan comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, sonoma county refinancing

One really smart move to best prepare for getting a mortgage

September 11, 2016 by Scott Sheldon

one smart move for getting a mortgage

Securing mortgage loan financing requires a laundry list of paperwork. Here’s a really simple tip you can take to the bank to make sure your process is easy while getting the best … [Read More…]

Filed Under: First Time Home Buyers, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Pre-Approval Tagged With: banks and credit unions, buying a house, buying your first home, cash out refinance, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you refinance your house with a direct-mail mortgage offer?

July 31, 2016 by Scott Sheldon

How energy independence home improvement loans may affect your mortgage

Many homeowners are often inundated by the amount of junk mail offers they receive each month. Here is what to think about if you’re considering refinancing with a direct-mail solicitor… Confusing pitch … [Read More…]

Filed Under: Credit Score Info, Interest Rates, Loan Qualifying, Mortgage Shopping Tagged With: cash out refinance, Low Rates, mortgage loan comparison shopping, mortgage rate quote, qualifying for a mortgage, Santa Rosa mortgages, Sonoma County Mortgage Rates, sonoma county refinancing

Make your credit fit the mortgage box

March 6, 2016 by Scott Sheldon

how to make your mortgage fit the box

If you have some credit challenges preventing you from getting mortgage with competitive rates and fees, read on. Here are some tips you can take to the bank… Know this: you need … [Read More…]

Filed Under: Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, buying your first home, cash out refinance, credit for mortgage, how to buy sonoma county real estate, mortgage loan comparison shopping, mortgage rate quote, refinancing, Sonoma County Mortgage Rates

Why Applying For A Mortgage Does Not Automatically Tank Your Credit Score

March 8, 2015 by Scott Sheldon

There is a fair amount of misconception that applying for a mortgage causes your credit score to drop each time. Not the case. The sole act of having your credit report in … [Read More…]

Filed Under: Credit Score Info, Loan Qualifying Tagged With: BAD CREDIT MORTGAGE, buying a house, credit for santa rosa mortgage, home loan refinance, investment risk, mortgage loan comparison shopping, mortgages, sonoma county refinancing

Why Some Aspects Of Today's Lending Still Do Not Make Sense

February 2, 2015 by Scott Sheldon

Banks want you to believe getting a these days is easier and that may be case if, you’re financial house is in order. Here is what you need to know about how … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Underwriting Guideline Updates Tagged With: buying a house, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, purchase real estate, sonoma county refinancing

How Higher Mortgage Rates Affect Payment

February 10, 2013 by Scott Sheldon

Purchasing a home or refinancing a home loan?  If the interest rate is not locked, be prepared to watch the market very closely with your mortgage company. On closing escrow: Shorter term … [Read More…]

Filed Under: Economic News, Interest Rates, Mortgage Shopping Tagged With: buying a house, Low Rates, mortgage loan comparison shopping, mortgage payment, mortgage rate quote

Mortgage Shop Santa Rosa

November 29, 2010 by Scott Sheldon

To Mortgage Shop Santa Rosa be prepared for current mortgage rates to change frequently. Everyone knows they should Mortgage Shop Santa Rosa at least on a preliminary level makes sense in order … [Read More…]

Filed Under: Interest Rates, Mortgage Shopping Tagged With: compare mortgage rates Santa Rosa, mortgage loan comparison shopping, Santa Rosa mortgage shopping, Santa Rosa mortgages

  • 1
  • 2
  • Next Page »

Latest Video Tips

sonomacountymortgage

We are looking for an experienced, energetic, fun ...

Feb 6

Open
We are looking for an experienced, energetic, fun and dynamic individual to join our Santa Rosa Branch for New American Funding.

This person would be have specific recent mortgage experience, know the loan business including guidelines and be willing to go the explore mile. If you know someone like that please feel free to message me.

@nafmidpacificregion
@stylemyheart @newamericanfunding #talent #hiring #fun #talent #looking #team #crew #building #family #santarosa #sonomacounty

We are looking for an experienced, energetic, fun and dynamic individual to join our Santa Rosa Branch for New American Funding.

This person would be have specific recent mortgage experience, know the loan business including guidelines and be willing to go the explore mile. If you know someone like that please feel free to message me.

@nafmidpacificregion
@stylemyheart @newamericanfunding #talent #hiring #fun #talent #looking #team #crew #building #family #santarosa #sonomacounty
...

sonomacountymortgage

Every family we meet with gets this super handy ...

Jan 30

Open
Every family we meet with gets this super handy packet. We like families to have something tangible when it comes to financing a home. You won't find this type of service with a Rock Loan company or an internet lender...🤔 @nafmidpacificregion @nikki___perfectly_imperfect83_ @_gorjessxo #family #team #value #rates #mortgage #goals #homes #realestate

Every family we meet with gets this super handy packet. We like families to have something tangible when it comes to financing a home. You won't find this type of service with a Rock Loan company or an internet lender...🤔 @nafmidpacificregion @nikki___perfectly_imperfect83_ @_gorjessxo #family #team #value #rates #mortgage #goals #homes #realestate ...

sonomacountymortgage

My little sweet pea loved the award dad earned for...

Jan 18

Open
My little sweet pea loved the award dad earned for having a record year. #families 
#mortgage #kids #family #team #goals #success #year #2019 
@nikki___perfectly_imperfect83_ @_gorjessxo @nafmidpacificregion @nafsantarosa @tinalsheldon

My little sweet pea loved the award dad earned for having a record year. #families
#mortgage #kids #family #team #goals #success #year #2019
@nikki___perfectly_imperfect83_ @_gorjessxo @nafmidpacificregion @nafsantarosa @tinalsheldon
...

Popular Posts

Why your income is your lifeline to finance a home

Why your income is your lifeline to finance a home

Filed Under: Credit Score Questions and Answers, Economic News, First Time Home Buyers, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular

2020 Conforming Loan Limits Increaase

New loan limits for 2020 makes getting a mortgage easier

Filed Under: Economic News, First Time Home Buyers, Interest Rates, Mortgage Shopping, Mortgage Tips & Advice, Popular, Pre-Approval

Why the purchase price in a real estate transaction should not be the single most important factor

Why the purchase price should not be the single most important factor

Filed Under: Credit Score Info, Economic News, First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice

How to avoid getting a jumbo loan due to Coronavirus

Here are 2 mortgage process problems you will want to avoid

Filed Under: Credit Score Questions and Answers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular, Pre-Approval, Purchase Mortgage Loans Questions and Answers

Self Employed Borrowers

Here is a legit non-traditional income program for self-employed mortgage borrowers

Filed Under: Credit Score Info, Economic News, First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice

How to use seller carry financing to purchase a house with less cash down

Should you buy & build or buy a single family home?

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Pre-Approval

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

SCM on Facebook

SonomaCountyMortgages.com

Location & Contact

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
Email Us!

Copyright 2021 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing | Privacy | Terms of Use | Electronic Consent Agreement

Connect With Scott In Your Inbox

Looking for a home? Real estate insider? Get connected with Senior Loan Officer Scott Sheldon. Scott stays updated on the latest in the mortgage industry, so you can stay updated with him!