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Sonoma County Mortgages

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Mortgages: why you need to read the fine print

May 5, 2019 by Scott Sheldon

How energy independence home improvement loans may affect your mortgage

Every consumer wants to get a fair and reasonable deal on the cost of borrowing funds refinance your home or purchase a home. However, what many people get fooled into is believing … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: BAD CREDIT MORTGAGE, cash out refinance, FHA Loans, home buying, mortgage loan comparison shopping, refinancing, Santa Rosa mortgages, shopping mortgage rates, sonoma county refinancing

Why Sonoma County Housing Prices will continue to rise

October 22, 2017 by sonomacountym

4 common home buyer mistakes to avoid

Sonoma county housing was already limited prior to the Tubs and Nuns fires. This year has shown a scenario more reflective of large demand with little supply. This economic shift has created … [Read More…]

Filed Under: Uncategorized Tagged With: home buying, how to buy sonoma county real estate, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

How to get a mortgage with a credit score under 620

July 22, 2017 by Scott Sheldon

Why you shouldn't be solely focused on credit when it comes to getting a mortgage

Here is what most banks and mortgage companies will not tell you. If you have a bad credit score they don’t want your business. It’s the truth. Every financial institution wants borrowers … [Read More…]

Filed Under: Interest Rates, Mortgage Shopping, Mortgage Tips & Advice, Uncategorized Tagged With: credit scores, mortgage comparison shopping, mortgage lender, mortgage loan comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, sonoma county refinancing

One really smart move to best prepare for getting a mortgage

September 11, 2016 by Scott Sheldon

one smart move for getting a mortgage

Securing mortgage loan financing requires a laundry list of paperwork. Here’s a really simple tip you can take to the bank to make sure your process is easy while getting the best … [Read More…]

Filed Under: First Time Home Buyers, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Pre-Approval Tagged With: banks and credit unions, buying a house, buying your first home, cash out refinance, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you refinance your house with a direct-mail mortgage offer?

July 31, 2016 by Scott Sheldon

How energy independence home improvement loans may affect your mortgage

Many homeowners are often inundated by the amount of junk mail offers they receive each month. Here is what to think about if you’re considering refinancing with a direct-mail solicitor… Confusing pitch … [Read More…]

Filed Under: Credit Score Info, Interest Rates, Loan Qualifying, Mortgage Shopping Tagged With: cash out refinance, Low Rates, mortgage loan comparison shopping, mortgage rate quote, qualifying for a mortgage, Santa Rosa mortgages, Sonoma County Mortgage Rates, sonoma county refinancing

Make your credit fit the mortgage box

March 6, 2016 by Scott Sheldon

how to make your mortgage fit the box

If you have some credit challenges preventing you from getting mortgage with competitive rates and fees, read on. Here are some tips you can take to the bank… Know this: you need … [Read More…]

Filed Under: Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, buying your first home, cash out refinance, credit for mortgage, how to buy sonoma county real estate, mortgage loan comparison shopping, mortgage rate quote, refinancing, Sonoma County Mortgage Rates

Why Applying For A Mortgage Does Not Automatically Tank Your Credit Score

March 8, 2015 by Scott Sheldon

There is a fair amount of misconception that applying for a mortgage causes your credit score to drop each time. Not the case. The sole act of having your credit report in … [Read More…]

Filed Under: Credit Score Info, Loan Qualifying Tagged With: BAD CREDIT MORTGAGE, buying a house, credit for santa rosa mortgage, home loan refinance, investment risk, mortgage loan comparison shopping, mortgages, sonoma county refinancing

Why Some Aspects Of Today's Lending Still Do Not Make Sense

February 2, 2015 by Scott Sheldon

Banks want you to believe getting a these days is easier and that may be case if, you’re financial house is in order. Here is what you need to know about how … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Underwriting Guideline Updates Tagged With: buying a house, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, purchase real estate, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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