The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

A hopeful family standing in front of a new home, representing possibilities for homeownership with flexible credit options.

Tips for Buying or Refinancing a Home with a Low Credit Score

By Scott Sheldon / November 26, 2024

If you’re considering buying a home or refinancing your current mortgage but have concerns about your credit score, there’s good news: you still have options. While a higher credit score certainly makes the process easier, lenders today offer flexible solutions for buyers and refinancers with credit scores that are less than perfect. Understanding how credit…

Read More