The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

A couple discussing mortgage options, exploring how alimony impacts their home buying power."

How Alimony Can Boost Your Mortgage Buying Power

By Scott Sheldon / February 12, 2025

How Alimony Can Boost Your Home Buying Power If you pay alimony and thought it would hurt your ability to buy a home, I’ve got good news for you. Fannie Mae and Freddie Mac have updated their conventional loan guidelines, and they now treat alimony as a reduction to income rather than a debt. This…

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