The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
New Fannie Mae Departing Residence Rental Income Rules: What Homebuyers Need to Know
By Scott Sheldon
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September 10, 2026
Fannie Mae’s 2026 departing-residence update changes how rental income may be documented when you keep your current home as a rental and buy another primary residence.
Read More about New Fannie Mae Departing Residence Rental Income Rules: What Homebuyers Need to KnowCan You Have Two FHA Loans at Once? What Homebuyers Need to Know Before Keeping Their Current Home
By Scott Sheldon
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May 27, 2026
Can You Have Two FHA Loans at Once? What Homebuyers Need to Know Before Keeping Their Current Home One of the most common questions homebuyers ask is: “Can I keep my current FHA home as a rental and buy another house using a new FHA loan?” At first glance, it sounds reasonable. Maybe your current…
Read More about Can You Have Two FHA Loans at Once? What Homebuyers Need to Know Before Keeping Their Current Home