The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

What may happen with interest rates in 2023

What may happen with interest rates in 2023

By Scott Sheldon / November 7, 2021

With an unknown future, and the broader economy still recovering from the pandemic. What’s to happen with interest rates? Well, it’s. Well, interest rates typically improve on bad economic news. If you haven’t been watching the market, pay close attention to the following information… Generally, in the world of mortgages interest rates drive home buying…

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working two job just got easier for a mortgage

3 Real No Income, No Appraisal, No Debt Ratio Loan Programs To Know About

By Scott Sheldon / May 29, 2015

Looking to avoid all the paperwork associated with getting a mortgage? Here are three loan programs with no laundry list. See if you’re eligible… Most mortgage loan products require you to provide two years of tax returns and W-2s, 30 days of pay stubs and at least two months of bank statements to provide a…

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