The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

picture about why the mortgage process can sometimes be a hassle

Why Mortgage Loans Can Feel Like a Hassle

By Scott Sheldon / October 15, 2024

One of the biggest complaints consumers have had in the last ten years about getting a residential home loan is the continual jumping through hoops and requests for documents and paperwork. For some, this can be quite inconvenient, borderline stressful, and can really test one’s patience, especially when dealing with something tedious, unfamiliar, and sometimes…

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Should you refinance into a higher rate mortgage?

Should you refinance into a higher rate mortgage?

By Scott Sheldon / April 3, 2022

It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are no exception. One thing you might want to consider as it relates to refinancing your house is there is a net tangible benefit.…

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