The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

How to Use Child Support Income to Qualify for a Home Loan

By Scott Sheldon / September 3, 2025

Buying a home can feel like navigating a maze of guidelines, paperwork, and what-ifs. One question that comes up often for families is: can I use child support income to qualify for a mortgage? The short answer is yes, but there are important rules to understand so you don’t run into problems along the way.…