The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

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How to qualify for two FHA Loans

By Scott Sheldon / June 24, 2025

Can You Have Two FHA Loans at Once? Here’s What You Need to Know FHA loans are designed to help people buy primary residences—not investment properties, second homes, or vacation getaways. That’s why, under normal guidelines, you can only have one FHA loan out at a time. But what if your life circumstances change and…

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