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Sonoma County Mortgages

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Buying a piece of land and put a home on it

February 20, 2022 by Scott Sheldon

Does it make sense to buy a piece of land and put a home on it?

People are always trying to find additional ways to reduce their cost when buying a home. Maybe that means buying a lower price point or changing to a condominium instead of a … [Read More…]

Filed Under: Uncategorized Tagged With: building a home, buying a home, construction financing, construction loan, conventional loan, first time home buyer, high interest rates, High Loan To Value, land buying, manufactored, single family home, sonoma county mortgage

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

What’s going to happen with interest rates in 2022

January 2, 2022 by Scott Sheldon

What's going to happen with interest rates in 2022

One of the big questions on the minds of consumers looking to purchase or refinance a home is what’s going to happen with interest rates in 2022. Interest rates, while they remain … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, compare mortgage rates Santa Rosa, conventional loans, conventional mortgages, FHA Loans, high interest rates, home buying in Sonoma County, mortgage rate quote, preapproval to buy a home

The new Sonoma County housing and mortgage rate market

February 22, 2018 by Scott Sheldon

sonoma county housing and rates

The Sonoma County real estate market has changed considerably in the last few years. If you’re going to be purchasing or refinancing a house here is what you need to know… The … [Read More…]

Filed Under: Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: high interest rates, housing, mortgage and homes, mortgage lender, mortgage rate quote, mortgages, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, sonoma county home buying, sonoma county refinancing

How much the debt in your life is costing you

February 10, 2017 by Scott Sheldon

be careful getting a mortgage with a bankruptcy

Your ability to save money can become compromised by the financial obligations you are paying in your life. If you have a mortgage and consumer debts, this article will help you determine: … [Read More…]

Filed Under: Economic News, First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Loan Qualifying Tagged With: combining debt, debt consolidation, high interest rates, interest rates, mortgage, no cash, No Cash Out Refinance, refinance, saving money, too much debt

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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