The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

How do determine whether not you have a property tax bill due

How do determine whether not you have a property tax bill due

By Scott Sheldon / October 10, 2021

Property taxes are due twice a year in April and December. The county in which you purchased a home sends out these tax bills by the annual property taxes. If you’re a homeowner here’s what you need to know and how property tax bills relate to them being due. There are a few different categories…

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4 Things Banks Won’t Tell You About Mortgages

4 Things Banks Won’t Tell You About Mortgages

By Scott Sheldon / July 24, 2015

As the Consumer Financial Protection Bureau strives towards creating more transparency within the mortgage industry, these truths remain. Here are four things you won’t hear from your bank at loan application… ‘You Can Get a Better Deal Elsewhere’ Fannie Mae and Freddie Mac publish mortgagee guidelines banks use to originate loans, in order to ultimately…

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