The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

Discharge A House In Bankrupcty? Not So Fast If You Want A Loan

By Scott Sheldon / April 27, 2014

If you have had a previous bankruptcy and lost a home in the last few years, the road to getting a new loan could be treacherous. Contrary to popular belief, for the purposes of obtaining mortgage credit, you cannot discharge home bankruptcy. What you must aware of getting a mortgage if you tried to discharge…

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Scott Sheldon's The Mortgage FIles Blog

How To Get A Mortgage Loan Post Short Sale, Foreclosure or Bankrucpty Revisited

By Scott Sheldon / June 10, 2012

Not a week goes by when we are not asked “how soon can you buy a home or refinance a mortgage with a previous foreclosure, short sale or bankruptcy”. As the market continues to improve, many people are still seeking mortgage loans. Home buying opportunities have never been more affordable coupled with the low interest…

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