The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Turnkey vs. Fixer Rentals: What Smart Investors Actually Know

By Scott Sheldon / April 15, 2026

Let’s start with a simple scenario. You’re looking at two homes. One is fully updated, clean, and ready to go—but it comes with a higher price and higher monthly payment. The other needs some work—maybe paint, flooring, or a few updates—but it’s priced lower. Which one is the better investment? From experience as a landlord,…