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Sonoma County Mortgages

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first time buyer

Why are current mortgage rates so high?

November 6, 2022 by Scott Sheldon

Why are current mortgage rates so high?

People who are thinking about getting a mortgage to buy or refinance a home are having shell shock relating to the costs associated with doing a mortgage transaction. It’s not as simple … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, Buyer risk, buying a house, buying your first home, Current market, first time buyer, home buying, how to buy sonoma county real estate, mortgage comparison shopping, preapproval to buy a home

You just got notice to vacate, should you buy a house or continue to rent?

July 3, 2022 by Scott Sheldon

You just got notice to vacate, should you buy a house or continue to rent?

If you are presently renting and you received notification that your lease is no longer going to be renewed. Do you buy a new house to live in or continue renting? Here … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, CA home buying, california mortgage, first time buyer, first time home owner, Low Rates, purchase, qualifying for a mortgage, rent vs buy

Why not all first time homebuyer programs are created equal

April 10, 2022 by Scott Sheldon

Why not all first time homebuyer programs are created equal

If you are just starting in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and buy … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, BAD CREDIT MORTGAGE, best mortgage, buying a home, can I buy a house with bad credit, credit for sonoma county mortgage, FHA, fha first time buyer with 3.5% down, fha home loan, first time buyer, mortgage comparison shopping, qualifying for a mortgage, sonoma county home buying, sonoma county mortgage

Here’s what you should be focused on when buying a home and it’s not the purchase price

April 5, 2019 by Scott Sheldon

buy a home now vs waiting

Buying a home for the first time or even a second or third time is a detailed and meticulous endeavor that should be carefully considered by weighing out all your options. Consider … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, cash out refinance, first time buyer, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS

Can You Borrow A Down Payment To Buy A Home ?

December 7, 2015 by Scott Sheldon

fannie mae debt to income ratio change

Planning to buy a home sometime soon? If you’re working on the down payment, know what you can and cannot do with your bank. Here are the top 4 ways to borrow … [Read More…]

Filed Under: Loan Programs, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, first time buyer, home buying, how to buy sonoma county real estate, loan programs, primary home down payment funds, Sonoma County Mortgage Rates

Are You Sure Renting Still Makes Sense?

December 7, 2014 by Scott Sheldon

Many millions of consumers who either previously owned a home or have never owned a home before  are all too familiar with the financial drain renting poses. Here’s four renting realities consumers … [Read More…]

Filed Under: First Time Home Buyers, Pre-Approval Tagged With: buying a house, buying your first home, first time buyer, preapproval to buy a home, sonoma county home buying

Are There Any More First Time Home Buyer Loans?

November 4, 2014 by Scott Sheldon

Unfortunately not, there is no specific Santa Rosa or Sonoma County first Time home buyer program available anymore. Down payment assistance options come in the form of pulling money out of retirement … [Read More…]

Filed Under: Purchase Mortgage Loans Questions and Answers Tagged With: buying a home, first time buyer, sonoma county first time home buyer

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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