The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Professional infographic . The main text reads: 'Paying Off Delinquent Property Taxes with a Cash-Out Refinance.' Below the text are icons of a house and a financial document. The bottom message states: 'Taxes Must Be Paid at or Before Closing.

Can You Use a Cash-Out Refinance to Pay Off Delinquent Property Taxes?

By Scott Sheldon / August 21, 2025

Can You Use a Cash-Out Refinance to Pay Off Delinquent Property Taxes? If you’re behind on property taxes and looking for a way to catch up, you might be wondering: can you use a cash-out refinance to pay off those delinquent taxes? The short answer is yes—but only if you meet the specific requirements of…

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