The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Can You Have Two FHA Loans at Once? What Homebuyers Need to Know Before Keeping Their Current Home

By Scott Sheldon / May 27, 2026

Can You Have Two FHA Loans at Once? What Homebuyers Need to Know Before Keeping Their Current Home One of the most common questions homebuyers ask is: “Can I keep my current FHA home as a rental and buy another house using a new FHA loan?” At first glance, it sounds reasonable. Maybe your current…