The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

expecation every home buyer should have

Expectations home buyers should have in today’s mortgage environment

By Scott Sheldon / April 7, 2017

Getting a mortgage is every bit as arduous as you might think. The paperwork can be technical and complex. Here is what you should expect if you plan to buy a home in 2017 or beyond. The reality is that the mortgage industry screwed up America, and the better part of the world, and paved…

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Refinancing? What To Expect If You’re Rusty On The Financials

Refinancing? What To Expect If You’re Rusty On The Financials

By Scott Sheldon / June 25, 2015

Homeowners who have not taken out a mortgage in a few years are often astonished at the amount of paperwork they’ll need in the mortgage loan process. If you have not refinanced in the last five years, here’s what to get up to speed on… Paperwork to Compile Scrounging up supporting documentation is the least…

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