Credit is the biggest hot button topic in mortgage lending by far. Most would probably agree, any time you can raise your credit score to improve your mortgage scenario, take advantage of … [Read More…]
credit score
How Solid Is Your Loan Pre-Approval?
If you hear a lender toting they can preapprove you in just a few minutes, stop and run in the other direction- fast. A real pre approval is much more than a … [Read More…]
How To Save When Refinancing A Mortgage Bigger Than 417k
If recent mortgage rate movement has spooked you into refinancing, you’ll want make sure to pay particularly close attention if your loan size is bigger than $417,000. Jumbo investors in the marketplace … [Read More…]
How Conventional Loans Can Get Pricey
Conventional loans are crème de la crème of home mortgage market. This loan type offers the best possible terms and fees along sustainable long-term affordability. Little equity and credit blemishes can make … [Read More…]
Does My Loan Type Hurt My Credit Score?
Future favorable financing deals, low rates and preferred credit offerings all will be available depending on how well you manage the grandaddy credit type: a mortgage loan. Generally, when you take out … [Read More…]
Its Not Just Your Credit Score That Counts For Getting A Mortgage
The credit and financial choices you make today shape your future chances of procuring credit. If have a tarnished credit history, while you still may be able to qualify, it will be … [Read More…]
Do I really need to get a second pre-approval when buying a house?
In short sometimes. Here’s what happens, the bank that owns the property is typically trying to control the transaction both on the listing side as well as on the buying side. Example-a … [Read More…]
What credit score do I need for a VA home loan?
While HUD, does not have a minimal credit score requirement for VA loans, or even FHA loans, most lenders have a credit score requirement of at least 640 or higher in order … [Read More…]
