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Sonoma County Mortgages

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Credit Markets

Should you refinance during rising rates?

March 14, 2022 by Scott Sheldon

Should you refinance during rising rates?

If you’re thinking about refinancing your house and you’ve been on the fence; now would be a good time to start that application. Interest rates are all relative so it’s important to … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, Consumer debt mortgage, Credit Markets, Federal reserves, FHA Loans, home buying, mortgage lender, qualifying for a mortgage, refinancing

Should you refinance your current mortgage?

March 6, 2022 by Scott Sheldon

Should you refinance with your current mortgage servicer?

People looking to refinance their homes are always looking for a good deal. It goes without saying you’ll want to do the best you can for yourself financially. Get the best combination … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, cash out refinance, Credit Markets, FHA Loans, loan programs, Low Rates, mortgage comparison shopping, Santa Rosa mortgages

You can refinance with up to 65% debt to income ratio

December 5, 2021 by Scott Sheldon

You can refinance with up to 65% debt to income ratio

For many people looking to save money. Refinancing can prove to be a very financially beneficial outlet. If you’ve tried to qualify for a mortgage before in the past or have had … [Read More…]

Filed Under: Uncategorized Tagged With: 2021 refinancing my home, BAD CREDIT MORTGAGE, buying a house, cash out refinance, Credit Markets, debt va mortgage to refinance a home, home buying, home loan refinance, how to buy sonoma county real estate, Santa Rosa mortgage, sonoma county home buying

Should you buy a house with a homeowners association?

September 12, 2021 by Scott Sheldon

buy a home with an home owners association payment

Homeowners’ associations are legal governing bodies that determine the Aesthetics of the property, uniformity, and oftentimes cover things like maintenance of the property, garbage sometimes sewer, water, and various other things. A … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying your first home, cash out refinance, Credit Markets, Harp 2 Refinance Program, home loan refinance, SONOMA COUNTY LOANS

How to get a mortgage with a forbearance due to Covid_19

February 3, 2021 by Scott Sheldon

Mortgage and Lockdown viewed on tablet device

One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples’ financial ability to sustain mortgage payments. Credit risk is and was … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, Credit Markets, how to buy sonoma county real estate, Low Rates, refinancing my mortgage, Santa Rosa mortgages, sonoma county refinancing

Can you use roommate income to get a mortgage?

March 26, 2019 by Scott Sheldon

buy a build or single family home

Refinancing or purchasing a house requires an apple supply of cash, credit and income. Here’s what you need to know with regards to getting a mortgage loan with roommate income. Generally, to … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, Credit Markets, FHA Loans, home buying

Home Equity Line Of Credit Loans May Soon Be Adjusting Up

November 24, 2015 by Scott Sheldon

why the house that needs work should not be overlooked

If you have a home-equity line of credit, or thinking about getting one, here is what you need to know to make a smart choice given today’s rate environment. Home-Equity Lines Of … [Read More…]

Filed Under: Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying your first home, Credit Markets, Fed Meeting, mortgage rate quote, Santa Rosa mortgages, shopping mortgage rates, Sonoma County Mortgage Rates, sonoma county refinancing

How Solid Is Your Loan Pre-Approval?

July 30, 2015 by Scott Sheldon

If you hear a lender toting they can preapprove you in just a few minutes, stop and run in the other direction- fast. A real pre approval is much more than a … [Read More…]

Filed Under: Loan Programs, Mortgage Tips & Advice, Pre-Approval Tagged With: buying a house, Credit Markets, credit score, FHA mortgage, home buying, home buying in Sonoma County, pre-approval, shopping mortgage rates, SONOMA COUNTY LOANS

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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