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Sonoma County Mortgages

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conventional loans

2023 Confirming Loan Limit Rise

September 25, 2022 by Scott Sheldon

2023 Confirming Loan Limit Rise

The federal housing finance agency recently released its 2023 conforming loan limit. The new loan limit for 2023 is $715,000. Here is what this means if you’re purchasing or refinancing a home… … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, conventional loans, conventional mortgages, Federal reserve, freddie mac, freddie mae, loan limits, Low Rates, mortgage comparison shopping, sonoma county home buying

Should you take out an adjustable rate mortgage?

September 4, 2022 by Scott Sheldon

Should you take an adjustable rate mortgage

With interest rates as high as they are consumers want adjustable-rate mortgages for payment relief. If you’re thinking about an adjustable-rate mortgage versus a fixed-rate mortgage here are some things, you need … [Read More…]

Filed Under: Uncategorized Tagged With: Adjustable rate mortgage, ARM loan, buying a house, buying your first home, CA home buying, conventional loans, FHA mortgage, home buying, mortgage comparison shopping, sonoma county home buying

Don’t be the “I don’t want to waste your time” consumer

July 10, 2022 by Scott Sheldon

Don't be the "I don't wanna waste your time" consumer

People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying your first home, CA home buying, cash out refinance, conventional loans, FHA Loans, mortgage lender

How to turn a pre-approved buyer into a cash buyer

May 9, 2022 by Scott Sheldon

How to turn a pre-approved buyer into a cash buyer

As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above the asking price. Possibly even waiving contingencies on the advice of your real … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, conventional mortgages, home buying, mortgage comparison shopping, mortgage lender

The best way to cash out refinance your home

April 17, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

Consumers are no strangers to the present economic times we are living in right now as everything is rising, and inflation is rampant virtually everywhere. Gas prices, stock prices, housing prices, mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, Consumer debt, conventional loans, Home equity line, sonoma county refinancing

Your ex can make your mortgage application difficult

February 27, 2022 by Scott Sheldon

How your ex can make your mortgage application difficult

You’re trying to purchase or refinance a home. You have an ex that you’re dealing with that you were either married to or on the title to a property with. The mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional loans, conventional mortgages, Divorce mortgage, home buying in Sonoma County, mortgage comparison shopping, mortgage lender, Santa Rosa mortgages

How your credit cards shape your ability to get a mortgage

February 6, 2022 by Scott Sheldon

How your credit cards shape your ability to get a mortgage

Maintaining a personal budget and having a good financial plan associated with your income is a good 1st step in preparing yourself to get mortgage loan financing. Whether you are buying a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, credit card debt, credit cards, debt-to-income, FHA, FHA preapproval, mortgage comparison shopping, mortgage rate quote, mortgages, Santa Rosa mortgage, VA financing

What’s going to happen with interest rates in 2022

January 2, 2022 by Scott Sheldon

What's going to happen with interest rates in 2022

One of the big questions on the minds of consumers looking to purchase or refinance a home is what’s going to happen with interest rates in 2022. Interest rates, while they remain … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, compare mortgage rates Santa Rosa, conventional loans, conventional mortgages, FHA Loans, high interest rates, home buying in Sonoma County, mortgage rate quote, preapproval to buy a home

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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