The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Should you cash out refinance or get a home equity line of credit?

Should you cash out refinance or get a home equity line of credit?

By Scott Sheldon / August 28, 2022

Inflation is hitting consumers right and left. Seems like everything is going up these days and one of the most expensive types of debt has just got even more expensive- consumer loans. If you have consumer loans including student loans, personal loans, even a home equity line of credit, or credit cards expect the costs…

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When are housing prices going to return to normal?

When are housing prices going to return to normal?

By Scott Sheldon / June 29, 2022

For those that have been sitting on the sidelines, watching what’s happening in the market. Are you thinking to yourself “gosh I should have bought a house last year or a few years ago!” Remember, hindsight is 20-20 and you can’t regress you can only go forward. So, when are housing prices going to return…

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