The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Understanding Cannabis-Related Income and FHA Loan Qualification

By Scott Sheldon / June 12, 2025

Can You Use Cannabis Income to Qualify for a Mortgage? Here’s What You Need to Know As the cannabis industry continues to grow, so does the number of homebuyers earning their income through state-legal cannabis businesses. But when it comes to qualifying for a mortgage—especially an FHA-insured loan—these borrowers face unique challenges due to conflicting…