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Sonoma County Mortgages

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CA home buying

How to turn a pre-approved buyer into a cash buyer

May 9, 2022 by Scott Sheldon

How to turn a pre-approved buyer into a cash buyer

As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice of your real estate … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, conventional mortgages, home buying, mortgage comparison shopping, mortgage lender

Five guaranteed ways to improve your home purchasing power

May 2, 2022 by Scott Sheldon

Five guaranteed ways to improve your home purchasing power

It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, FHA home loans, Santa Rosa mortgage, sonoma county home buying

How your credit cards shape your ability to get a mortgage

February 6, 2022 by Scott Sheldon

How your credit cards shape your ability to get a mortgage

Maintaining a personal budget and having a good financial plan associated with your income is a good 1st step in preparing yourself to get mortgage loan financing. Whether you are buying a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, credit card debt, credit cards, debt-to-income, FHA, FHA preapproval, mortgage comparison shopping, mortgage rate quote, mortgages, Santa Rosa mortgage, VA financing

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

How changing your preapproved amount may affect your home buying chances

December 26, 2021 by Scott Sheldon

How changing your preapproved amount may affect your home buying chances

So, you’re looking to purchase a house, you’re preapproved, and you’re on the home search. You and your realtor are going out on nights and weekends looking at homes and deciding if … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, best mortgage, CA home buying, FHA Loans, FHA mortgage, home buying, mortgage comparison shopping, mortgage lender, mortgage rate quote, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

3 creative ways to come up with a down payment

December 19, 2021 by Scott Sheldon

3 creative ways to come up with a down payment

Purchasing a house is no easy feat. One of the major elements you need to have in order to purchase a house is to have a good down payment. This will afford … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, CA home buying, conventional loans, conventional mortgages, FHA, FHA home loans, Sonoma County Mortgage Rates, va home buying

2022 conventional, FHA, VA, loan limits now rise

December 6, 2021 by Scott Sheldon

2022 conventional, FHA, VA, loan limits now rise

If you’ve been on the sidelines for residential financing, or you’re thinking about doing a loan, and you’ve had some difficulty as it relates to borrowing money for home mortgage financing. The … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, FHA, FHA home loans, mortgage comparison shopping, Santa Rosa mortgage, VA Loans

Why its a real estate problem, not a mortgage problem

October 20, 2021 by Scott Sheldon

Stop blaming the long program because you can't get into contract. This is a real estate agent problem not a mortgage problem.

If you’re trying to buy a home, you’re preapproved, and you’ve been making offers, but you keep losing out because you have multiple offers, here are some things you need to consider. … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, Competitiv, credit, FHA, home buying in Sonoma County, real estate, real estate financing, real estate market

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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