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Sonoma County Mortgages

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CA home buying

Should you refinance to become more lendable?

October 16, 2022 by sonomacountym

Should you refinance to become more lendable?

Most families who own homes generally don’t want to refinance unless they can lower their interest rate, pay off debt, consolidate obligations, and/or fix up their homes. Those are all tangible benefits … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, home loan refinance, Low Rates, mortgage comparison shopping

Should you buy a house in this real estate market?

October 3, 2022 by Scott Sheldon

Should you buy a house in this real estate market

For many, the idea of buying a home is the American dream. The home purchase needs to be within your monthly budget. Here are things to consider in today’s present real estate … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, conventional mortgages, FHA Loans, Low Rates, SONOMA COUNTY LOANS

Should you take out an adjustable rate mortgage?

September 4, 2022 by Scott Sheldon

Should you take an adjustable rate mortgage

With interest rates as high as they are consumers want adjustable-rate mortgages for payment relief. If you’re thinking about an adjustable-rate mortgage versus a fixed-rate mortgage here are some things, you need … [Read More…]

Filed Under: Uncategorized Tagged With: Adjustable rate mortgage, ARM loan, buying a house, buying your first home, CA home buying, conventional loans, FHA mortgage, home buying, mortgage comparison shopping, sonoma county home buying

Why do mortgage companies have to pull a credit report?

August 21, 2022 by Scott Sheldon

Why mortgage companies have to pull a credit report

When you apply to purchase or refinance a home the mortgage company is required to pull a copy of your credit report in order to issue a credit decision. Here are things … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying a house, buying your first home, CA home buying, FHA Loans, mortgage comparison shopping, mortgage lender, refinancing

Don’t be the “I don’t want to waste your time” consumer

July 10, 2022 by Scott Sheldon

Don't be the "I don't wanna waste your time" consumer

People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying your first home, CA home buying, cash out refinance, conventional loans, FHA Loans, mortgage lender

You just got notice to vacate, should you buy a house or continue to rent?

July 3, 2022 by Scott Sheldon

You just got notice to vacate, should you buy a house or continue to rent?

If you are presently renting and you received notification that your lease is no longer going to be renewed. Do you buy a new house to live in or continue renting? Here … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, CA home buying, california mortgage, first time buyer, first time home owner, Low Rates, purchase, qualifying for a mortgage, rent vs buy

Federal reserve’s change to policy

June 19, 2022 by Scott Sheldon

Federal reserve's change to policy

Here is what the federal reserve’s change to monetary policy on June 15th, 2022, means for mortgage rates. If you’re buying or refinancing a home the information in this article is for … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, CA home buying, cash out refinance, conventional mortgages, Federal reserves, FHA home loans, FHA Loans, home buying in Sonoma County, mortgage comparison shopping, Points raised, policy changes

How to turn a pre-approved buyer into a cash buyer

May 9, 2022 by Scott Sheldon

How to turn a pre-approved buyer into a cash buyer

As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above the asking price. Possibly even waiving contingencies on the advice of your real … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, conventional mortgages, home buying, mortgage comparison shopping, mortgage lender

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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