Buying a home is a balancing act between a mortgage payment in relation to present and future expenses. One of the biggest challenges people have when buying a house is being able … [Read More…]
Risky income moves which may prevent you from getting a mortgage
One of the challenges of getting mortgage loan financing these days is showing total and complete monthly income. Contrary to popular belief you must be able to support ability-to-repay (ATR) as a … [Read More…]
The catch with today’s low-interest-rate environment
If you’re getting a mortgage or thinking about getting any type of mortgage loan financing and you’re looking at interest rates for 30-year mortgages in the mid to s for example here’s … [Read More…]
Types of mortgages that may cost more
It’s no surprise 30-year mortgage rates today are under 3% with good credit, good equity, and good income. What you might not know is that not all loan situations are considered equal. … [Read More…]
Should you refinance with today’s historically low rates?
Many experts will tell you shouldn’t refinance unless you’re saving 1% lower in rate. With today’s interest rates being on average below 3% here’s how you should determine whether refinancing for you … [Read More…]
How to reposition your debt to buy a home
Purchasing your first home or even a move-up home is no easy feat. You need to have a blend of credit, income, and manageable monthly expenses so you can support the desired … [Read More…]
How to button up your finances for getting a mortgage
If you are trying to get a mortgage, the number one thing you need is affordability. How much you earn in relation to how much you spend can make or break your … [Read More…]
Buying a house? Expect multiple offers
Believe it or not, the pandemic has created a unique situation where many markets are experiencing multiple-offer situations on properties for sale. If you’re going to get pre-approved or begin looking for … [Read More…]
What to know about VA loans
The VA mortgage is hands-down the best mortgage loan program. Here’s what you need to know if you’re a US military veteran and you’re eligible for VA financing… The VA does not … [Read More…]
Minimum credit scores changing on mortgage programs due to Coronavirus
If you are in the market for mortgage loan financing or will be in 2020 this information could be very pertinent to your situation. Here is what you need to know about … [Read More…]
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