The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
Cash-Out Refinance vs. Borrowing from Family: Which Is the Smarter Move?
By Scott Sheldon
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April 2, 2026
You’ve built equity in your home. Maybe a lot of it. At the same time, you need access to cash—whether that’s to consolidate debt, invest in real estate, fund a business, or handle a life event. Now you’re standing at a fork in the road: Do you tap into your home equity with a cash-out…
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