The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

hat Happens If Fannie and Freddie Go Private?” with two stylized house icons, a padlock, a bar chart, and a dollar sign, symbolizing housing market uncertainty and financial impact

What Happens If Fannie and Freddie Go Private?

By Scott Sheldon / May 22, 2025

What Happens If Fannie Mae and Freddie Mac Go Private? The housing market as we know it is built on a critical but often overlooked foundation: Fannie Mae and Freddie Mac. These two government-sponsored enterprises (GSEs) have been in federal conservatorship since 2008, following the financial crisis, and they remain under the oversight of the…

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