The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

the credit score it takes to get a mortgage

Mortgage inquiry make your credit score drop? Not so fast….

By Scott Sheldon / July 25, 2018

Mortgage loan officers hear daily from consumers they don’t want their credit score pulled because they’re worried about their credit score dropping. Unfortunately, the internet is full of information providing an over abundance of information to consumers yet does a poor job of educating people. Most articles you will see online are nothing more than click bait…

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Minimum credit scores changing on mortgage programs to do to Coronavirus

Did you know the credit score you need to get a mortgage is less than 600?

By Scott Sheldon / February 5, 2018

The credit score to get a mortgage to buy a house is a lot less than you think. Here’s what the magic credit score is and what options you have available if your credit score is not the greatest and you’re looking to purchase or refinance a home… Despite what you read on the internet…

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