The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Why not all first time homebuyer programs are created equal

Why not all first time homebuyer programs are created equal

By Scott Sheldon / April 10, 2022

If you are just starting in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and buy that first home. That first home is always the big one it is by far the hardest and most emotional. It can also…

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How changing your preapproved amount may affect your home buying chances

How changing your preapproved amount may affect your home buying chances

By Scott Sheldon / December 26, 2021

So, you’re looking to purchase a house, you’re preapproved, and you’re on the home search. You and your realtor are going out on nights and weekends looking at homes and deciding if the house is the right fit for you and your family. Here’s some following information you should be aware of as it relates…

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Could there be a real estate market crash?

Could there be a real estate market crash

By Scott Sheldon / October 27, 2021

Could there be a real estate market crash? The so-called financial experts have predicted this since 2008, since the last financial crisis. Are we in a housing bubble? And what should you do as it pertains to purchasing a home if you’ve been on the fence?   Here are some things to be aware of…

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