In addition to obtaining the Best Sonoma County Mortgage Rate on your next loan, here is my product menu.

There are no investor overlays on our programs.

Whether purchasing or refinancing real estate, following is the types of Sonoma County Home Loans Offered:

30 Year Fixed

20 Year Fixed

15 Year Fixed

10 Year Fixed

FHA Loans

FHA 203K Rehab Loans

FHA Streamline Refinance Loans

100% Financing VA Loans

VA IRRL Loans

Homepath Loans

ARM Loans

USDA Rural Loans

Jumbo Loans to $2 Million

Conforming & Conforming High Balance

Fannie Mae Refi DU Plus

Freddie Mac Open Access

100% Financing USDA Loans

No Cost Refinance Loans

*Note some refinances may not need an appraisal subject to automated underwriting findings

Ask me 2nd Mortgages (Including equity lines of credit)

Other programs are available for:

Paying off the mortgage faster, Loans for flip properties, debt consolidation, debt relief, 3.5% down programs as well as 100% financing, no mortgage insurance loans, no appraisal loans, upside down loans, low credit score programs, cash out loans, home improvement, assumable programs… and many others. None of our loans contain prepayment penalties.

Know of a loan program not listed here, want to know if I offer it? I likely do, but you can always check by sending me a quick email Scott.Sheldon@nafinc.com.

Other Perks:

Upfront Numbers: We shop your loan then provide competitive numbers upfront so can be sure you are receiving only the best rates and terms available.

Home Owner Advocate: I am passionate about helping folks get the best mortgage for their unique situation. I have a fiduciary relationship with my clients, that being said I’ll work with you over time to help you better your financial position and or qualify for a home loan.