Mortgage Affordability Calculator | Sonoma County Mortgages

Determine how much house and mortgage payment you can qualify for based on your income, down payment and current monthly payment obligations.

Home Buying Loan Qualifying Calculator
$	Monthly Income (Before taxes)
$	Monthly Debt Payments (Minimum payments on credit cards, auto loans, student loans)
$	Money available for Down Payment
%	Mortgage Interest Rate
1.25%	Annual property taxes & insurance (% of home price) (California property taxes are fixed at approximately 1.25% of purchase price.)
$70	Fire and Hazard Insurance (Approximate monthly rate.)

Loan Qualifying Results:
15-yr.	30-yr.
$113,561	$175,947	Maximum Loan
$10,000 (8%)	$10,000 (5%)	+Down Payment
$123,561	$185,947	Most expensive home you can afford
$840	$840	Monthly Principal & Interest
$206	$310	+Monthly Taxes & Insurance
$1,046	$1,150	Total Monthly Payment

DISCLAIMER: These calculations are estimates and are not guaranteed for any particular loan.

Want some other payment scenarios? Get a custom rate and payment loan qualification from Scott today!

Home Buying Loan Qualifying Calculator